A psychological assessment for treatment planning is conducted with the goal of examining and identifying an individual’s mental/psychological, behavioural, and emotional symptoms to identify challenges and offer a diagnosis(es)/prognosis as appropriate. On completion of this type of assessment, the information gathered is used to develop a treatment plan tailored to address the individual’s needs. On implementation of the treatment plan there is ongoing collaboration with the individual throughout to ensure that the treatment plan remains relevant, effective and helpful, and amend accordingly. We can also offer assessments for treatment planning under Section 25 of the Statutory Accident Benefits Schedule.
A psychological Insurer Examination (IE) is an assessment requested by an automobile insurance adjuster following their claimant’s involvement in a motor vehicle accident. These assessments are done under the purview of the Ontario Accident Benefits legislation, notably Section 44 of the Statutory Accident Benefits Schedule (SABS), and involve the insurer asking benefit specific questions to be addressed pertaining to the claimant’s accident-related injury(ies) or impairment(s). Information sought by the referral source in cases such as this include: the nature and severity of a claimant’s psychological functioning, the etiology or cause of any identified psychological impairment, the need for professional psychological intervention or treatment, the extent to which any ongoing psychological impairment might impact a claimant’s ability to perform their day-to-day activities such as employment and disability opinions. The report generated from an IE is sent directly to the insurer for their file and review to aide in their adjudication of the claim. Copies of these reports cannot be provided directly to the client by our clinic and rather must be requested from the referral source.
Catastrophic (CAT) Impairment Assessment
A catastrophic impairment assessment a type of Insurer Examination conducted under the Statutory Accident Benefits Scheduled (SABS) to determine whether an individual involved in a motor vehicle accident in Ontario suffers impairments of a severity that satisfies the legal definition of a “catastrophic” impairment, as defined in the SABS. These assessments are usually carried out as part of a multidisciplinary assessment in conjunction with other assessments performed by other professionals/disciplines. The report generated from a CAT Insurer Examination is sent directly to the insurer for their file and review to aide in their adjudication of the claim. Copies of these reports cannot be provided directly to the client by our clinic and rather must be requested from the referral source.
As one of the co-founders of Ontario’s only Catastrophic Mental-Behavioural Assessor Certification program (i.e., the C-CAT (MB) program offered by CAPDA and CSME), Dr. Frank is frequently called upon to perform the psychological (i.e., mental-behavioural) portion of these assessments. Should you wish to discuss CAT assessment team composition or other logistical issues, he is available to discuss this matter with any interested insurer or legal representative.
Med-Legal Psychological Assessments
Medico-legal or “med-legal” psychological assessments are comprehensive evaluations of a plaintiff at the request of either the plaintiff’s lawyer or the defendant’s lawyer in the context of a tort claim, whereby a plaintiff is claiming psychological damages resulting from personal injury. The purposes of these assessments is to identify psychological impairments, diagnosis and prognosis, issues of causation, future care needs, and issues pertaining to personal loss, suffering, activity limitations and disability resulting from psychological impairment.
Independent Medical Examinations (IME)
Psychological Independent Medical Examinations or “IMEs” are independent assessments that can be requested by various referral sources for a number of specific purposes. This type of assessment provide an independent psychological opinion whereby there is no previous relationship with the examinee and can be used for disability determination related to long-term or short-term disability or other benefits, or to provide an opinion on fitness to work and a number of different situations requiring the expertise of a psychological professional.